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Carmel, New York Homes for Sale

The town of Carmel is located in Putnam County, and the south town line borders Westchester County, covering 36 square miles. The Town of Carmel includes the county’s largest hamlet, Mahopac, as well as Mahopac Falls. The town is dotted with many beautiful lakes and reservoirs that contribute to one of the County's biggest assets, its magnificent scenery.

Carmel offers a great commute into White Plains, Peekskill, or Danbury, CT, and is a short distance to Metro North train service to Manhattan. Two airports, Westchester County and Stewart, are both within 30 minutes. Mass transit is available to large shopping areas around the county and into Westchester County, or stay close to home by visiting any number of shopping strips or downtown hamlets in the area. Housing runs the gamut from older historic homes to newly constructed contemporaries, affordable condominiums to high-end townhouses, and rambling rural homesteads to planned subdivisions.

Many of the communities within the town enjoy deeded lake rights. The largest lake in Carmel, Lake Mahopac, measures 6.5 miles in circumference and offers residents all the pleasures of year-round water sports, including 2 marinas with boat launches. Fishing, by permit only, is quite popular on the many reservoirs. Lake Gleneida provides a scenic backdrop to the historic village of Carmel, the county seat since 1812 when Putnam was first formed. The original Greek Revival courthouse dates to 1814, the second oldest in NY State; it has recently undergone extensive renovations to preserve its structural integrity. The statue of Sybil Ludington, commemorating her historic ride during the Revolutionary War, commands a place of prominence in front of the lake. Carmel boasts many parks, fields and open spaces, including Veteran’s Memorial Park where memorials honor service men and women from all branches of the military. The site includes a museum, along with areas to hike, swim, fish, play ball, skate, or cross-country ski. It also hosts an annual 4-H Fair, dog and horse shows, and other seasonal celebrations. The largest natural area in the county, Clarence Fahnestock Memorial State Park, is located in nearby Putnam Valley. The park includes approximately three miles of the Appalachian Trail.

Golf enthusiasts can take advantage of two world-class and championship public courses, the 27 holes of Centennial Golf Club and the 18-hole Putnam National Golf Club. And if cycling is your passion, there’s the Tour de Putnam annual cycling festival with routes of 15 – 100 miles for all levels of riders, traveling through the beautiful countryside.

The Putnam Arts Council and Belle Levine Arts Center showcase the performing, visual and literary arts through classes, exhibits and performances throughout the year, and the Putnam Children’s Discovery Center offers programs from babies to teens in science, drama and art. Find musical performances, theater, and even Japanese cultural classes at various sites throughout Carmel.

Carmel High School was again listed by Newsweek as one of Americas Top High Schools. Regents Reports continue to provide positive information, with improved passing and mastery results in many areas. The high school also had dramatic increases to college application and acceptances in the past two years. The student body is also encouraged to join in extracurricular and community service activities. Over 200 Juniors and Seniors volunteer in the 9th Grade Mentoring Program, to mentor our incoming students for a full year. The George Fischer Middle School provides a safe and nurturing setting for students to realize their potential academically and socially.

Carmel offers something for everyone in its housing inventory, cultural and recreational opportunities, scenic beauty, and quality of life.

Town of Carmel: http://www.ci.carmel.ny.us
Carmel Central School District: http://www.carmelschools.org

Carmel Homes for Sale

$1,399,000
6 Beds ⋅ 7 Baths ⋅ 916431 MLS
Set on 36 acres along one of the area's most beautiful roads, 898 Gipsy Trail Road feels like a private country retreat overlooking Bird Pond. This estate was built as a place for gathering, with six bedrooms, six bathrooms, and a layout designed to welcome family and friends with ease. The foyer sits at the heart of the home, connecting the spaces that define the main level. To one side, the primary suite offers its own fireplace and a quiet retreat. Nearby, an additional bedroom provides flexibility for guests. The main living room opens to the back deck and frames sweeping lawn and lake views, while the dining room and chef’s kitchen create a natural hub for entertaining. A second living room and a sunroom with a dramatic stone fireplace add yet more options for relaxation in every season. Upstairs, four bedrooms are balanced by a bright family room at the center, ideal for gathering or play. The walk-out lower level extends the living space with a bonus room, two oversized playrooms, a sauna, and a full bath. Outdoors, the property stretches in every direction. Rolling lawns slope down toward the pond, while an expansive pool with pool house anchors the summer setting. More than a house, this is a true compound, an escape that can host generations, while being just minutes to the Trail Club & highways to be in the city in 1 hour. Taxes being grieved.

898 Gipsy Trail Road, Carmel
$1,350,000
5 Beds ⋅ 7 Baths ⋅ 973394 MLS
Welcome to one of Willow Ridge's premier residences. Perfectly positioned on a private 1.2-acre cul-de-sac lot with beautiful sunset, lake, and distant mountain views, this custom stone-and-stucco Colonial offers over 5,600 square feet of exceptional living space plus an additional 1,200 square feet on the finished lower level. Designed for elegant entertaining and comfortable everyday living, the home showcases soaring 10-foot ceilings on the main level, 9-foot ceilings upstairs, custom millwork, gleaming hardwood floors, walls of windows, French doors, and an open floor plan filled with natural light. The gourmet Viking kitchen opens to the spacious family room with fireplace and wet bar, while the spectacular conservatory provides a sun-filled retreat unlike anything else in the neighborhood. The main level also offers formal living and dining rooms and a private office or guest suite with a full bath. Upstairs, the luxurious primary suite features a sitting room, spa-like bath, and adjoining sunroom, while four additional bedrooms including three with private baths provide exceptional accommodations for family and guests. The finished lower level offers approximately 1,200 square feet with a full bath, making it ideal for a media room, fitness center, recreation space, or extended living. Additional amenities include a three-car garage, natural gas, town water and sewer, FIOS, irrigation system, security system, and 200-amp service ready to install an EV charging system. Located just minutes from Metro-North, I-84, I-684, shopping, schools, parks, and the North County Trailway, this is luxury living in one of Carmel's most sought-after neighborhoods.

19 Parkview Circle, Carmel
$999,900
5 Beds ⋅ 5 Baths ⋅ 1000497 MLS
Discover the pinnacle of luxurious living in Centennial Ridge- a prestigious enclave of executive homes nestled in breathtaking Putnam County, just 10 minutes north of the Westchester boarder. This sprawling 5-bedroom, 4 bath, 5600 square foot haven with natural gas and municipal water and sewer, sits on a private 0.92 acre lot-a tranquil escape surrounded by pristine lakes, lush woods, and endless outdoor adventure. Step inside to an open concept layout, where a gourmet kitchen dazzles with new stainless steel appliances and a cozy breakfast nook. The grand primary suite boasts a walk-in closet and a serene sitting area, your personal retreat. Three additional bedrooms, plus a full, partially finished basement, offer boundless possibilities-entertain, relax, or create your dream recreational room or workout space. Outside, a stunning in-ground pool, spa, outdoor shower and private patio and deck offer resort-like relaxation amid landscaped gardens. With duel laundry rooms, a 3 car garage, and proximity to Centennial Golf Course, shopping, and the scenic Putnam Trailway, this is more than a home-It's a LIFESTYLE ! Don't miss this rare opportunity-schedule your private tour today !

137 Duke Drive, Carmel
$980,000
3 Beds ⋅ 3 Baths ⋅ 1015098 MLS
Welcome to your own private country estate, where luxury, comfort, and exceptional craftsmanship come together on nearly 11 private acres. This custom-built 3,042 SQFT home offers 3 bedrooms plus a DEN, with additional basement space not included in the stated square footage. The main-level primary suite features a full bath and a private outdoor sitting area. Bathed in natural light, the thoughtfully designed interior showcases soaring vaulted ceilings, beautiful hardwood floors, expansive windows, and skylights that fill the home with warmth and sunshine. At the heart of the home is the spectacular GREAT ROOM, where dramatic ceilings and a stunning wood-burning fireplace create an inviting gathering space for family and friends. The spacious kitchen is appointed with a premium WOLF double oven, abundant cabinetry, generous counter space, and an open layout that keeps you connected to the living and entertaining areas. Built for year-round comfort and efficiency, the home also features four-zone heating and air conditioning, and a hardwired fire and security system. Step outside and discover a private resort unlike any other. The breathtaking in-ground POOL is highlighted by a MASSIVE custom-designed CASCADING WATERFALL, creating a spectacular focal point and a true backyard oasis. Entertain with ease on the expansive 1,050 SQFT covered patio, created with beautiful Idaho Quartzite stone, or prepare meals in the propane-equipped outdoor kitchen while enjoying the peaceful surroundings. The nearly 11-acre property also features a private basketball court, a fenced enclosure ideal for pets, livestock, or a play area, and your very own walking trail or for the use off-road recreational vehicles. Surrounded by mature trees, this remarkable estate offers unmatched privacy, endless recreational opportunities, and the perfect balance of peaceful seclusion and modern convenience. Despite its tranquil setting, the property is just minutes from Interstate 84/684, Metro-North train service, shopping, dining, and schools, making commuting and everyday conveniences easily accessible. Additional Information: Finished square footage does not include the basement. Formal living room and formal dining room are not shown in the photographs. Propane is connected to the outdoor kitchen and pool. Basement not included in the SQFT. LOW TAXES. STAR deduction not included in the taxes.

701 Fair Street, Carmel
$975,000
3 Beds ⋅ 2 Baths ⋅ 996281 MLS
This tranquil lakefront retreat is a unique, fully furnished, move-in ready vacation home that must be seen in person. This house is being sold fully-furnished with mid-to-high end furnishings purchased in 2024, including five new canoes and kayaks. Enjoy swimming, fishing, boating, a private dock, a private beach, and much more living in the community of Seven Hills Lake. Come see this move-in ready home which was completely renovated in 2014, including; new windows, roof, kitchen, bathrooms, siding, foam-insulated attic, plumbing, and electrical. In 2024, upgrades include three architectural windows, septic system, well pump, pressure tank, hot water heater, floating dock, boat storage, kitchen appliances, washer & dryer, commercial deck awning and a professional sound room. The main level boasts an open-concept kitchen with granite countertops, new stainless steel appliances, and a spacious kitchen peninsula for three. The dining area faces Seven Hills Lake and has gorgeous views through large windows and a sliding glass door that leads to your deck. Finishing the first floor is your living space, three bedrooms, and a full bathroom. The finished walk-out basement is an excellent space for entertaining guests or a slumber party with a full bathroom, a professional sound-room and ample storage space. There's nothing left to do except move right into this retreat-style home.

101 Seven Hills Lake Drive, Carmel
$970,000
H6251011 MLS
BUILDING PERMIT OBTAINED for Lakefront homesite. One of a kind 48-acre Estate lot with full approvals to build a 5 BR home (architectural home design attached) overlooking Bird Pond. Homesite staked out and shovel ready. (now under construction) --Water well installation and w PCBOH water test complete & pristine. Multiple use footprint Approved in a ultra quiet, private pristine setting. Waterfront homesite only 65 minutes from Manhattan just off the Taconic Parkway and contiguous to the most protected West Branch Watershed area. Includes over six figures plus in engineering, improvements and design. Architect and area fine home builder available for consultation. Suitable for accessory uses to include tennis, equestrian, professional studio, accessory apartment, fishing on spring fed lake (10 plus /minus acres) loaded with bass, and more. Serene setting north of the Gipsy Trail Club. INCREDIBLE PRISTINE LAKEFRONT PROPERTY.

Gipsy Trail Road, Carmel
$959,000
5 Beds ⋅ 4 Baths ⋅ 1018996 MLS
Majestic five bedroom center hall colonial in prestigious Centennial Ridge. Timeless elegance meets modern luxury, beginning with stunning sunrise views from the front porch and stone-boarderd pathways. Inside a grand center hall foyer opens to a gourmet chef's kitchen with granite countertops, stainless steel appliances, wine cooler, tile floors and a spacious sitting area. Formal Living and Dining rooms, Family room with fireplace, powder room and huge Great room, ideal for Home Media center, offering the perfect place for entertaining. Upstairs, brand new hardwood floors lead to a luxurious primary ensuite and four additional bedrooms all with double closets and ceiling fans plus an updated full hall bath. The finished walk out lower level provides roughly an additional 1600 sqft of flexible space not included in the 4250 sqft listed equaling 5850 sqft of living space, ideal for a recreation room, gym, home office or guest suite, with powder room and attached two car garage. Step outside to a completely private 48x60 foot deck and pool all backed by "Forever Green" (non-buildable) property, perfect for summer gatherings. Recent upgrades include a new roof, gutters, shutters, deck, pool liner, one central AC unit, offering peace of mind. Minutes from 684,84, metro North train station, Centennial Golf Course and Thunder Ridge Ski Resort. Luxury, space, and an unbeatable Centennial Ridge home is ready to welcome you !

122 Duke Drive, Carmel
$949,000
5 Beds ⋅ 4 Baths ⋅ 982085 MLS
Welcome to Little Pond Manor! This sun-filled Colonial is nestled in one of the area's most sought-after neighborhoods and offers a versatile mother-daughter layout, along with the convenience of town water, town sewer, and natural gas. Step inside to discover a bright and inviting open floor plan, where an abundance of natural light fills the living spaces. A welcoming entry foyer with hardwood flooring leads into the main living areas, where hardwood floors flow throughout the kitchen, living room, and dining room. Crown molding in the living and dining rooms adds to the home's charm and appeal. The main level showcases a beautifully appointed kitchen with granite countertops, a center island, stainless steel appliances and sliding glass doors leading out to the deck. The first floor also includes a formal dining room, spacious living room, family room/den with a cozy fireplace, and a laundry room complete with newer washer and dryer. Upstairs, the spacious primary suite offers an en-suite bath and walk-in closet. There are three additional generously sized bedrooms and a full hall bath. The spacious area above the garage, 800+ sq. ft. not included in living space, offers endless possibilities and can be tailored to suit your needs, whether as a home office, playroom, fitness area, guest space, media room, or additional living area. The finished walkout lower level features a mother-daughter setup with both interior access and a separate private entrance from the outside. This versatile space offers an open-concept layout with a kitchen, living area, dining area, and bedroom, making it ideal for extended family, or guests. In addition, there is substantial unfinished basement space, perfect for storage or future finishing. This home offers easy access to I84 and I684, shopping, schools, restaurants, and healthcare facilities, making it an excellent choice for commuters and those seeking everyday convenience.

41 Lindy Drive, Carmel
$899,000
7 Beds ⋅ 4 Baths ⋅ 1026881 MLS
WELCOME to 58 Belden Road and a very quiet retreat featuring 2 updated homes (4BR and 3BR) on one large parcel. Private country getaway with endless possibilities - and close to shopping, restaurants and more. Discover a rare opportunity to own a unique and versatile property offering privacy, space and lifestyle all in one. A long driveway introduces this wonderful hideaway. Set well a good distance from the road, this peaceful and secluded property features two distinct homes, making it ideal for extended family living, rental income, guest accommodations or even a private home office setup. Surrounded by natural beauty, the property includes a charming garden area, a shed for storage or workshop use and space for animals (chicken coup) making it perfect for those seeking a more rural and self-sufficient lifestyle. With horse property potential, there is ample room to create your own small farm. The grounds feature lots of shade for summer comfort. There's a naturally fed in-ground spring pool with lots of potential if rehabilitated and could be perfect for outdoor entertaining and summer enjoyment. Quite possibly one of the most beautiful parcels and outdoor settings at any price. Whether you're looking for multi-generational living, investment potential or simply a private escape with room to grow, this special property offers a rare combination of flexibility, privacy and country charm. Both homes offer you a warm and comfortable feeling. A truly unique offering with endless possibilities—come explore the potential for yourself. Bonus? There's a built-in generator, an upgraded 200-amp electric panel, a brand new heating system and town water and sewer. Second home rental will cover your taxes!!

58 Belden Road, Carmel
$850,000
4 Beds ⋅ 5 Baths ⋅ 1006849 MLS
Welcome to this extraordinary Van Geldern-designed cedar contemporary, privately situated on over 6 breathtaking acres on a peninsula surrounded by reservoir views and complemented by an additional 30-acre forest preserve. Offering the perfect blend of architectural character, privacy, and natural beauty, this one-of-a-kind retreat is ideal as a full-time residence or weekend escape just one hour from New York City. Adding to the home’s distinction is its architectural pedigree. Van Geldern-Diano Architects, historically led by architect George Van Geldern and Martin Diano, was an architectural and construction firm formerly located in Katonah, New York. Known for designing unique mountainside residential projects, their work has been featured in The New York Times Magazine, and this cedar contemporary reflects the firm’s signature emphasis on site-sensitive design, natural materials, and a deep connection to the surrounding landscape. Located in the heart of the Hudson Valley, the property offers exceptional access to the region’s outdoor lifestyle, with nearby hiking trails, state parks, skiing, Cold Spring, and convenient train stations for easy travel. Tucked away in a peaceful, private setting, the home feels far enough from stores, restaurants, and everyday bustle to provide true tranquility, yet close enough to enjoy a day trip, dinner out, shopping, or an evening in one of the Hudson Valley’s charming towns. The spacious multi-level home features 4 bedrooms, 5 bathrooms, and an open, light-filled floor plan designed to showcase the stunning surroundings. Expansive windows frame picturesque water and woodland views, while two fireplaces add warmth and ambiance throughout the living spaces. The thoughtfully designed layout offers flexibility for entertaining, working from home, or simply relaxing in a serene setting. Additional highlights include a 2-car attached garage, abundant storage, and multiple indoor and outdoor spaces to enjoy the peaceful landscape. Enhancing the retreat-like experience are an outdoor shower, hot tub, and sauna, all set within the property’s exceptionally private natural surroundings. Whether you’re seeking a private sanctuary, a nature lover’s retreat, or an exceptional weekend getaway, this remarkable property offers a rare opportunity to enjoy privacy, tranquility, timeless contemporary design, and the best of Hudson Valley living in an unparalleled setting. Floor Plan & Feature sheet attached to listing.

8 Cliff Court, Carmel
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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.